Auto Insurance that Will Protect Your Family
Get Both: Car Quotes with the Simplicity of Online Apps + Knowledge of a Dedicated Advisor
Watch the video below to discover what distinguishes Notable Risk from others
Schedule Intro Call
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A few of the leading insurance companies and networks Notable Risk works with!
Today more than ever you need an insurance agency that serves as your trusted risk-management specialist to build your personalized car insurance coverage through its access to many leading auto carriers
Notable Risk designs reliable car insurance coverage whether you have an Audi, Mercedes, Tesla, Jeep, Porsche, Suburban or any other registered vehicle type. Busy clients sit back and rely on us to access the market through our networks to find competitive coverage, create value and remove surprises.
It shouldn’t be this way but a whole lot can go wrong when you build auto insurance quotes. It’s eye-opening. But, things are reversed here. Clients can count on Notable Risk’s ability to leverage a recognized 20+ year background in risk management expertise to design the right personal auto insurance solution for their family’s needs.
Click the button above 24-7 to schedule an online meeting or call 888-897-4815 Monday-Saturday.
Today more than ever you need an insurance agency that serves as your trusted risk-management specialist to build your personalized car insurance coverage through its access to many leading auto carriers
Notable Risk designs reliable car insurance coverage whether you have an Audi, Mercedes, Tesla, Jeep, Porsche, Suburban or any other registered vehicle type. Busy clients sit back and rely on us to access the market through our networks to find competitive coverage, create value and remove surprises.
It shouldn’t be this way but a whole lot can go wrong when you build auto insurance quotes. It’s eye-opening. But, things are reversed here. Clients can count on Notable Risk’s ability to leverage a recognized 20+ year background in risk management expertise to design the right personal auto insurance solution for their family’s needs.
Click the button above 24-7 to schedule an online meeting or call 888-897-4815 Monday-Saturday.
Trusted solutions and exceptional results
The Details Matter So that it’s Done Right
Watch now to learn about Notable Risk’s private-client services and the 20+ years of risk-management expertise it leverages to create better results.
Notable Risk invests in clients and designs highly-personalized auto insurance coverage with top insurance carriers whether it’s a lower-priced auto or a luxury vehicle. This is possible because the number of clients in the private-client group is limited to support comprehensive programs and concierge services. The goal is to be exceptional.
Get Much More Here: Build Smart and Personalized Auto Insurance Coverage and Join the Notable Risk Private-Client Group.
Choose (click) how you prefer to get auto insurance, or call 888-897-4815 to schedule a call with a private-client advisor
Count on Notable Risk’s ability to leverage a recognized 20+ year background in risk management expertise to create better outcomes
Build Quotes
Schedule Intro Call
The Process to Obtain Your Auto Quotes
And then join a limited group to become a Notable Risk Private Client where you Obtain Many Complimentary Value-Added Services
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It’s all pretty simple.
Click to either (a) Schedule an Intro Call or (b) Complete a Digital Risk Assessment to start building your car insurance coverage – – with help from your principal advisor at every step.
Your powerful Digital Risk Assessment should take approximately 5 minutes!
At any point, you can call your advisor for help, including the weekend. One of the many benefits of Private-Client services!
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After completing your Digital Risk Assessment, we send you online insurance application builders for the coverages you request (super quick and tailored for you). Once completed, we carefully and quickly build personalized auto coverage options and then access top car-insurance carriers to obtain competitive quotes.
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You receive a personalized Quote Program for review. The highlight: your Program contains a video tour that walks through your quotes, with helpful explanations from your principal advisor! You watch at your convenience.
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After you review and select your preferred coverage and related quote, we bind your coverage with a top carrier!
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You become a Notable Risk Private Client with many value-added services ranging from a digital wallet to obtaining your Auto I.D. Cards to online driver training for teenage and adult drivers.
Access to Top Personal Auto Carriers to Offer Personalized Coverage Choices
Potential Opportunities for More Coverage and Better Value
Guaranteed Value
In the event of a covered total loss insureds receive an amount agreed to in the policy, not a depreciated amount
Gap Coverage
It’s important to maintain coverage for the potential difference between covered loss reimbursement, calculated after depreciated, and outstanding loan amounts
Greater Rental Reimbursement
To reduce out-of-pocket expenses, obtain higher rental car reimbursements amounts to use worldwide
OEM Parts
Repair a prized personal auto with original equipment manufacturer parts intended for your vehicle, not aftermarket
Higher Liability Limits
It’s extremely important to maintain significant liability coverage that’s available through the base auto policy and an umbrella policy
Repair Shop of Choice
Flexibility to repair a car with a known shop chosen by the insured instead of being limited to a preferred list provided by a carrier
Car insurance policies + Value-Added Services to Reduce Your Family's Risk
Notable Risk offers clients access to a range of valuable services aimed at addressing driving exposures. The company doesn’t just focus on building personal auto coverage, but also on reducing driving risks. This approach allows families to establish a safer driving environment for their household, and potentially avoid the need to rely on their auto coverage in the first place. For instance, clients get access to online driver safety training for both teenagers and adults. We believe that this can be an incredibly effective safety tool for drivers of all ages!
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Auto Insurance FAQ (important things, simple explanations)
I have several automobiles with the same carrier which was obtained through my independent insurance agent. If I rush to the auto dealer to trade in one car and leave with a new car that I pay cash for, do I need to have the new auto insurance in hand before I leave the dealership?
No. Most auto policies cover a newly acquired car for a limited number of days which is typically 30 days. It’s a good idea to add a new car to your policy as soon as possible after the purchase, and you must check the actual details of your policy or receive writtin confirmation that such temporary coverage is provided.
If I max out my car insurance with a high-value auto insurance carrier, what does that typically include?
Maxing out your coverage typically means requesting the highest limits the company offers. The maximum limit is usually $250,000 per person/$500,000 per accident or a $500,000 combined single limit. An umbrella policy offers coverage over and above that.
When the auto insurance company indicates worldwide coverage, what does that really provide?
It means you have the same limits and coverages while driving a car anywhere in the world as you do while driving in the United States.
What is OEM parts coverage and do I really need to get a car insurance quote with this policy add on?
It’s not required. That said, you may prefer that parts used during repair are those provided by the “original equipment manufacturer”, and not after-market parts. For example, if you have a BMW, it may be important that you repair your X5 with parts that are manufactured by BMW and not standard parts available to repair shops.
What is underinsured and uninsured motorist coverage?
Uninsured and underinsured motorist coverage refers to insurance policies that protect drivers who are involved in accidents with other motorists who either do not have any insurance or have insufficient insurance coverage.
This type of coverage is designed to provide financial protection for policyholders if they are injured or their property is damaged by an uninsured or underinsured driver.
Uninsured motorist (UIM) coverage comes into play when a driver is involved in an accident caused by someone who does not have any auto insurance. In such cases, the uninsured motorist coverage will help cover medical expenses, lost wages, and other damages incurred as a result of the accident.
Underinsured motorist (UM) coverage applies when a driver is involved in an accident with another party whose insurance limits are inadequate to fully compensate for the injuries or damages suffered. If the at-fault driver’s liability limits are exhausted, underinsured motorist coverage can be used to make up for the remaining costs.
Having uninsured and underinsured motorist coverage can be crucial because it provides additional protection beyond what may be offered by standard liability car insurance policies. It ensures that drivers are financially safeguarded against accidents involving individuals without sufficient insurance, helping them recover from potential losses without bearing excessive financial burdens.
Should I purchase optional insurance from the car rental company
A car rental agency will ask if you want to purchase car insurance before you take a car off the lot which may leave you wondering whether you need it.
Before making your decision, consider the following coverages offered by rental car insurance companies:
- Collision damage waiver (loss damage waiver) – Waiver for theft or damage to the rental car. Note – this is not insurance, but the rental car agency won’t hold you responsible.
- Supplemental liability – Insurance coverage that pays for someone else’s vehicle. Note – there is a limit on this coverage of between $300,000 and $1 million.
- Personal accident/medical payments coverage – Pays for medical bills for you and your passengers.
- Personal effects – Insurance coverage up to a certain amount.
Your personal auto insurance policy extends coverage to a rental car with the same limits and deductibles. Nonetheless, rental car insurance covers business and personal use and may eliminate the need to file a claim on your personal-insurance policy!
If my 18-year-old son who lives with me has had multiple tickets can I put him on his own car insurance policy?
It depends on the car insurance carrir requirements. Most companies require all household drivers to be on one policy, although the insurer may allow you to exclude him on your policy which would mean there would be no coverage when he was driving your cars even if he was only backing out of the driveway. Bottom line, if a driver is exclued he or she may NOT drive the vehicle and he or she will have NO coverage.
Does it make a difference if the primary auto policyholder is under my name, instead of my spouse’s name?
Generally, an auto policy is written in both spouses’ names. An insurance company may or may not allow a couple to put the policy in the name of either spouse and list both people as drivers on the policy.
Of course, I must meet state requirements, but do I have to obtain the same level of liability and property damage insurance on each of my cars or can I have some cars with higher and lower limits?
Yes, all autos on the policy must have the same level of liability and property damage coverage on them. The only exception is if you are not driving a car and are only insuring it for comprehensive coverage.
What is gap coverage that can be added to my auto insurance?
Gap coverage is an important aspect of auto insurance that can provide financial protection to drivers. It specifically addresses the difference, or “gap,” between what a driver owes on their car loan or lease and the actual cash value of the vehicle.
In many cases, when a car is involved in an accident and declared a total loss by the insurance company, they will only reimburse the driver for the current market value of the vehicle. However, this amount may not be enough to cover what is still owed on the loan or lease.
This is where gap coverage comes into play. It helps bridge that gap by paying off any remaining balance on a car loan or lease after deducting what has been reimbursed by regular auto insurance. This means that drivers are not left with outstanding debt even if their vehicle gets totaled.
Gap coverage typically lasts for a specific period, usually until either the loan/lease balance reaches zero or until a certain time frame has passed since purchasing or leasing the vehicle.