Get Top Options for Landlord Insurance in Illinois
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Notable Risk is a results-oriented agency focused on landlord insurance in Illinois. Expect better, get more.
Notable Risk is an insurance agency that specializes in providing landlord insurance in Illinois. You need a trusted advisor to get this right.
Our clients gain big access to competitive and trustworthy carriers combined with our exceptional service and consultation.
We are powered by MBA and JD degrees, and over 20 years of prior leading risk management experience, to help us establish important trust and accountability.
When combined with our earlier $1.0 billion+ in real estate transaction advisory experience, we bring a wealth of knowledge to the table to better understand the insurance needs of our clients.
Residential Rentals
Whether it’s a rental home, rented condo unit, apartment building, or multi-property portfolio across Illinois, we have access to insurance companies to structure reliable coverage.
Commercial and Industrial Assets
From small lessors of a neighborhood retail pad to an office or warehouse building portfolio, our extensive insurance company networks help provide great solutions.
Hospitality Properties
We can build insurance coverage for your local motel, lakeside inn, or larger resort hotels., whether your hospitality portfolio includes a few keys or several thousand.
You need insurance wins! We are laser-focused on real estate investment coverage to deliver more of what you actually need.
We are confident that our focused approach can deliver you significant advantages.
That’s why we specialize in real estate (and are passionate about it!) and provide access to many landlord insurance companies.
We prioritize your Illinois real estate insurance needs and value consultation over standardization (we actually enjoy it!).
We strive to build insurance programs that we would offer to our own family.
Count on receiving highly personalized assistance for your Illinois investment properties that you may not be used to.
Please call 888-897-4815 to talk real estate.
When you choose Notable Risk as your Illinois landlord insurance agency, you ace your exam!
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We will build a real estate insurance program designed specifically for you.
We will instill trust so you can rely on our partnership like your lawyer or CPA.
We will take your complex property insurance needs and make it all simple and efficient for you.
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We Deliver A Straightforward Way to Find Landlord Insurance in Illinois
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Complete a quick online risk assessment tool. Your advisor is on standby!
Build and Access
Your risk is analyzed and we build individualized coverage plans. Quotes are then sought from some of the best landlord insurance companies.
Deliver
You receive quotes via a video proposal to watch when convenient and your advisor remains ready to help!
Bind and Invite
You consult your advisor and select your coverage to bind! Then, free risk reduction services start!
We build smart insurance programs for lots of different real estate asset classes across the Prarier State!
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Do you know that over 1/3 of all housing units in the State of Illinois are rented?
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Do you know that Illinois is one of the leaders in the nation with more than one billion square feet of industrial space?
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Do you know that there is 376,693,009 square feet of office space across Illinois?
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Do you know there are 3,750 hotels and motels in Illinois?
One insurance agency for all your REI needs.
We understand that you want a reliable and simple way to insure your investment properties whether it’s an apartment building or warehouse.
Notable Risk’s networks permit us to obtain coverage from desirable insurance companies for your diverse real estate risks.
Your coverage should be built with data in mind so you can rely on it. Environmental exposures in Illinois have a big impact on insurance.
Windstorms
72% of all Illinois properties are subject to wind risks like tornadoes over the next 30 years.
Illinois is a state that experiences strong winds throughout the year, especially during severe weather conditions like thunderstorms and tornadoes. These winds can cause significant damage to properties from rental homes to shopping centers.
Due to the flat terrain in many parts of Illinois, there are no natural barriers to slow down the wind, making the state more vulnerable to gusts that can reach dangerous speeds.
Also, being located within Tornado Alley, Illinois is prone to potentially more frequent tornado activity — with winds that can exceed 200 miles per hour — resulting in widespread damage and destruction.
Wildfires
727,616 properties in Illinois are subject to wildfire risk during the next three decades.
Illinois is susceptible to wildfires due to factors such as dry weather conditions, dense vegetation, and human activities.
The risk of ignition is high due to lightning strikes, campfires, and even power lines. Due to the severity involved, the Illinois Department of Natural Resources (IDNR) actively monitors wildfire conditions and implements various preventive measures.
The impact of wildfires in Illinois goes beyond environmental damage as they can cause significant loss by destroying homes and commercial buildings
Flooding
During the next three decades, 574,022 properties in Illinois have a greater than 26% chance of severe flood risk.
Illinois is vulnerable to both river and urban flooding due to its location and infrastructure development.
The state has several rivers running through it, such as the Mississippi, Illinois, Ohio, and Wabash rivers, which pose a constant threat of water overflow during heavy rainfall or snowmelt periods.
Additionally, urban areas in Illinois are at higher risk of flooding due to their significant paving and limited green spaces, which cannot absorb excess water. During major storms, city stormwater management systems can become overwhelmed, resulting in flash floods and potential residential and commercial property damage.
Hailstorms
Hail can pose a great risk in Illinois. The frequency and severity of hailstorms in the state vary depending on the location and time of year.
Generally, the northern regions of the state experience a higher rate of hail compared to the southern parts. Also, areas situated closer to tornado alley or those near bodies of water are more prone to intense thunderstorm activity, which can cause hailstorms.
Hailstones can be small pea-sized pellets to large golf ball or even baseball-sized chunks! The larger hailstones pose a greater risk of causing significant damage to properties, including roofs, windows, and various outdoor structures.
Typically, the most active months for hailstorms in Illinois are April to June.
We not only find landlord insurance in Illinois but we build comprehensive risk programs to protect your assets.
There is no one size fits all.
Your real estate investment business requires a personalized plan.
Umbrella
An umbrella policy avoids significant losses to your real estate business/operations and provides an essential added layer of liability protection once your underlying landlord insurance or commercial auto policy limits are exhausted by a claim.
Equipment Breakdown
This is important coverage that protects small and large investment property owners from major unplanned costs that occur when sudden breakdowns of key equipment like electrical panels, elevators or HVAC systems occur.
Tenant Discrimination
This is an often overlooked coverage that protects against damages and legal costs if a landlord is claimed to be responsible for discriminatory activities, like making tenant selections on impermissible factors like gender or religion.
Workers Comp
Depending on the size of your operations, Illinois will typically require this insurance. It’s valuable coverage as it protects landlords and their employees if an accident arises in the workplace accidents.
Flood
This often overlooked coverage provides important compensation for damages dwelling structures and personal property in the event of certain flood events. It can be obtained through the government-sponsored National Flood Insurance Program (NFIP) or through the private flood market.
EPLI
Local Focus. Multi-State Resources.*
If you have real estate insurance needs in any of the 102 counties in Illinois, our agency will have solutions ready.
If you’re looking to purchase in Illinois, you’ll find a variety of properties and locations in its 102 counties.
The state’s major cities, such as Chicago and Springfield, have seen growth in property values over the years. Moreover, real estate investors can choose between single-family homes, multi-unit apartment buildings, office spaces, retail properties, or even industrial warehouses depending on their investment goals.
Another influential factor for buying Illinois real estate is the presence of leading educational institutions such as the University of Illinois, Northwestern University and the University of Chicago which all attract thousands of students from around the country.
Illinois has also witnessed steady job growth across multiple industries such as healthcare, finance, technology, manufacturing, and education. This economic stability translates into increased demand for housing and commercial spaces.
As an agency, Notable Risk emphasizes landlord insurance in Illinois, allowing us to assist you with your local real estate coverage needs!
DISCLAIMER: The information contained herein is for illustration purposes only and shall not be relied upon for any purpose. Notable Risk does not provide any investment advice of any kind or nature whatsoever. You must consult your real estate agent, lawyer, tax advisor and other professionals.
Will County
Will County offers single-family homes, multi-unit buildings, and commercial properties to add to your list of potential opportunities to consider.
Among the residential properties, according to the Chicago Metropolitan Agency for Planning (CMAP), Will County has 43,390 renter-occupied units, comprising 18.3% of the total occupied housing units county-wide. The remaining vacant housing units equal only 5.0%.
One of the other main advantages to rental housing in Will County is its proximity to major cities like Chicago. This means that you can potentially attract local renters and commuters who prefer living outside the city but still want simple access to urban amenities.
The county has excellent infrastructure with well-maintained roads and public transportation systems. This makes it convenient for tenants to commute within the county or travel to neighboring areas.
According to CMAP, the key industries in Will County are: retail trade (11.6%), transportation (11.3%), healthcare (10.1%), manufacturing (10.0%), and education (9.7%).
Will County also offers various recreational activities and amenities that appeal to potential renters, such as parks, nature reserves, shopping centers, and entertainment venues. With its strategic location near Chicago and excellent transportation infrastructure, Will County is recognized by many as an attractive destination for businesses, residents, and real estate investors!
DuPage County
Dupage County is one of the choices to review for investors looking to enter the rental market.
The county has 93,049 renter-occupied properties which is 26.8% of the total housing units in Dupage. Another important market factor is the county’s 4.6% vacancy rate across the total housing units in the county.
These numbers likely have a lot to do with its prime location and numerous amenities making it a highly desirable location for professionals and families who call Dupage County home or work there.
The area has several major corporations, creating a diverse job market that attracts a wide range of potential tenants. According to the Chicago Metropolitan Agency for Planning, major industries in Dupage County include healthcare (11.7%), professional services (10.5%), manufacturing (9.6%), retail trade (9.6%) and administration (8.9%).
Additionally, Dupage County has a reputation for high-quality living and exceptional schools, making it an attractive choice for families seeking rental accommodations. There are plenty of attractions and recreational facilities in the county, including beautiful parks, golf courses, shopping centers, and entertainment venues.
To add to all of this, the transportation infrastructure is also excellent, with easy access to major highways such as I-88 and I-355, as well as public transportation options like Metra trains and Pace buses.
The area is also home to top-rated schools and universities, which attract families with children and students looking for off-campus housing options, creating a steady demand for rentals throughout the year.
For these reasons and more, the real estate market in Dupage County has shown stability over time, with relatively consistent appreciation rates. Investing in rental housing in Dupage County may provide an opportunity to take advantage of its strong economy, desirable amenities, convenient transportation links, excellent educational institutions, and stable real estate market conditions!
Lake County
Lake County is situated in the northern part of Illinois. The county is fortunate to be known for its picturesque landscapes and offers access to numerous recreational activities. It offers a variety of investment property options to review for those eyeing the area.
In terms of residential opportunities, per the Chicago Metropolitan Agency for Planning (CMAP), Lake County has 66,189 renter-occupied housing units, or 26.2% of all units. The vacancy rate among all housing units in the county was recently 5.9%.
Beyond the statistics, Lake Michigan is an immense benefit to the area and provides residents with opportunities for boating, fishing, and other water-based activities. The county also has a variety of parks and nature preserves that offer hiking trails and more scenic views.
Lake County’s proximity to major cities like Chicago adds to its appeal as an investment destination. The county is close enough to enjoy the cultural offerings and employment opportunities of a large metropolitan area while still maintaining a more suburban feel.
The population of Lake County has been steadily increasing over the years due to its favorable quality of life factors such as excellent schools, low crime rates, and well-maintained infrastructure. This growth in population translates into a higher demand for rental properties. The local rental market in Lake County is robust, with high occupancy rates and steady rent growth.
Investors can focus on a range of rental property types in the county, from single-family homes and townhouses to multi-unit apartment buildings that cater to different tenant preferences.
Lake County has a strong economy with diverse industries, according to CMAP, such as manufacturing (17.5%), retail trade (11.3%), healthcare (9.7%), education (9.1%) and administration (7.7%) which all contribute significantly towards job creation. The presence of these industries ensures stability in terms of employment prospects for tenants residing in rental properties.
In light of all of these factors and others, Lake County is an appealing location with various amenities, population growth, and economic stability that can make it a potentially attractive choice for residential and commercial real estate investors
Kendall County
Kendall County offers a variety of desirable neighborhoods and communities that appeal to tenants searching for quality rental accommodations, ranging from single-family rentals to apartment buildings (and everything in between!).
Statistically, as published by the Chicago Metropolitan Agency for Planning (CMAP), 6,862 of the total housing units in Kendall County are renter-occupied, or 15.9%. The vacancy rate among the total units is a low 2.7%.
Numbers aside, whether residents prefer charming suburban areas or bustling urban centers, there is a wide offering for every tenant’s preferences.
Also, the county’s proximity to major cities like Chicago and Naperville makes it a sought-after place to live for those who desire suburban living with easy access to urban amenities. To add to this, the strong job market and low unemployment rate in the county contribute to a stable tenant base, ensuring consistent occupancy rates and reliable rental income.
CMAP reports that the major industry employers in the county include: retail trade (18.4%), education (17.8%), accommodation and food service (11.1%), manufacturing (8%) and construction (8%).
Lastly, Kendall County has excellent schools, parks, and recreational facilities that draw families looking for high-quality living environments.
In recent years, property values in the county have generally demonstrated stable appreciation, increasing the potential appeal of investing in a property in Kendall County for your Illinois real estate portfolio!
McHenry County
McHenry County is located in northern Illinois and offers easy access to major cities like Chicago and Milwaukee. This makes it an attractive choice for commuters or those who want to live in the suburbs but have access to urban amenities.
The county offers a variety of property types for different investment strategies, including single-family rental homes, multi-unit buildings, and commercial spaces. In particular, McHenry County’s strong housing market is one of the main advantages of investing in real estate in the area.
Focusing on residential opportunities, the Chicago Metropolitan Agency for Planning recently reported that McHenry County had 21,202 renter-occupied units, representing 18.5% of the total housing units. The vacancy rate was a relatively low 4.2% of the total.
Education is another key aspect that draws people to invest in McHenry County. The county boasts excellent school districts known for their high-quality education systems. Families looking for top-notch schools often gravitate towards this area, making it an ideal choice for rental properties or family homes.
Nature enthusiasts also find lots to love about McHenry County. With numerous parks and outdoor recreational areas scattered throughout the region, residents enjoy hiking trails, fishing spots, picnic areas, and a lot more throughout the county.
Also, the county hosts various events throughout the year such as festivals and farmers markets which contribute to a lively atmosphere where residents feel connected and engaged with one another. From boating on Fox River to exploring Chain O’Lakes State Park or attending various cultural events held within the county’s vibrant towns – residents here are known to enjoy a high quality of life.
Lastly, CMAP reported that the strong industries represented in the county were: manufacturing (16.6%), retail trade (13.2%), education (11.8%), healthcare (9.8%) and accommodation and food service (8.5%).
In addition to the employment opportunities, McHenry County’s robust housing market combined with its prime location near the city, excellent schools, natural beauty, and vibrant community provide a strong list of reasons for real estate investors to take a close look at this northern portion of Illinois!
Kane County
Kane County is home to several popular communities such as Aurora, Elgin, and St. Charles. These areas offer a mix of urban amenities and suburban charm and have experienced relatively steady population growth over the years, contributing to an increased demand for housing and commercial spaces.
In terms of residential rentals, according to the Chicago Metropolitan Agency for Planning (CMAP), Kane County has 45,128 renter-occupied units, equaling 24.9% of the total occupied housing units across the county. The balance comprises vacant housing units equal to only 3.5%.
Also, being just outside Chicago, Kane County provides easy access to employment opportunities and cultural attractions while still offering more affordable property prices.
As reported by CMAP, its economy includes the following core industries: manufacturing (16.1%), education (11.3%), healthcare (10.7%), retail trade (9.8%), and administration (8.6%).
With several cities and towns to choose from, investing in residential or commercial property in Kane County can be a smart choice for many.
Aurora, the county’s largest city, offers a diverse range of neighborhoods with different types of properties available for purchase, from single-family homes to multi-unit apartment buildings.
Elgin is another notable city that attracts many renters who are seeking quality accommodations at reasonable prices, thanks to the city’s steady job market and affordable housing options.
Geneva and St. Charles are two smaller yet highly desirable communities within Kane County that provide a high quality of life with their picturesque settings along the Fox River and vibrant downtown areas filled with shops, restaurants, and popular entertainment venues.
Overall, Kane County’s strategic location near Chicago, combined with a steady population and diverse range of housing options, provides ample opportunities for new or experienced rental property investors to take a good look at this popular area in Illinois.
McLean County
McLean County, located in central Illinois, is home to a diverse range of cities and towns, including Bloomington, Normal, and Lexington.
This area is known for its major employers, including State Farm Insurance, Illinois State University, and Country Financial, which provide a stable job market for potential tenants seeking attractive rental accommodations.
The county’s economy is robust and supported by various industries, including healthcare, manufacturing, education, and agriculture. This economic diversity contributes to the stability of the local housing market and creates a predictable environment for investors.
In addition to its economic strength, McLean County offers an excellent quality of life with numerous recreational amenities and cultural attractions. Residents can enjoy beautiful parks like Miller Park or explore art galleries at venues such as the University Galleries at Illinois State University.
The area also hosts various events throughout the year, drawing visitors from near and far.
In addition, McLean County’s proximity to major transportation routes such as Interstate 55 and Interstate 74 makes it convenient for residents to commute within the county or travel outside for work or leisure purposes.
Whether you’re interested in single-family homes, condos, duplexes, or multi-unit complexes to rent, or even commercial properties, this region in Illinois offers a wide range of properties for many different priorities.
Oh no! Can’t be!
Your Illinois Rental Property Might Be Insured Inaccurately. Notable Risk’s tool will help Find out Right Now!
When it comes to determining the value of an asset for insurance purposes, two key approaches: replacement cost and market value.
Replacement cost refers to the cost of restoring an asset to its original state using substantially similar materials of link kind and quality.
Market value is the perceived worth of the asset in the current marketplace (e.g., buyers and sellers of your home when listed with a real estate agent).
Generally, insurance companies use the replacement cost value to calculate the coverage required for any structures under your landlord insurance policy.
It’s important to note that these two valuations may not always align closely, especially in situations where the demand is high or, conversely, there is an oversupply in the market.
Frequently Asked Questions about Landlord Insurance in Illinois
If a Tenant defaults on rent does landlord insurance provide coverage.
As a general rule, no. Landlord insurance is not designed to provide a stopgap for a contractual breach between the tenant and landlord — in this case, the covenant (i.e. requirement) to pay rent to occupy the rental unit.
Instead, landlord insurance protects against damage to the buildings themselves due to covered perils like fire or thunderstorms. It also covers premises liability for situations like slips and falls. Lastly, it can provide rent loss reimbursement if the property becomes uninhabitable due to a covered cause of loss (e.g., sudden flooding due to plumbing pipe bursts). Keep in mind the latter portion of the coverage doe not apply for a simple failure to pay rent, etc.
What does landlord insurance in Illinois cover?
Standard landlord insurance does not cover a tenant rent default. Instead, this coverage is designed to provide dwelling coverage, liability protection, and loss of rents compensation (from business interruption due to a covered cause of loss such as a fire or storm).
Also, keep in mind that once your rent your home out you will probably need to obtain either an endorsement to your existing homeowners insurance policy or you may likely need a separate landlord insurance policy — even if you become an accidental landlord!
In most cases, if you are renting a home that has a standard home insurance policy your claims will be denied given the rental exclusions that typically exist.
To learn more about the difference between homeowners insurance vs. landlord insurance check out our helpful guide.
What is the cost of landlord insurance in Illinois?
Several factors can affect the cost of landlord insurance in Ilinois. These include the location of the rental property, the type and age of the building, the coverage limits chosen, the deductible amount, the expected rental income, the landlord’s claims history, additional coverages, tenant screening practices, security measures, and the claims history.
For smaller residential investment properties (1-4 units), the average cost for rental home insurance ranges from about $500 to $1,000, while larger properties, or those where the factors noted present higher risk exposures for landlord insurance companies, will require premiums that are greater than these amounts.
Every situation is unique and the landlord insurance costs noted are general illustrations and shall not be relied upon for any purpose. It’s important to consult a licensed insurance agent to discuss your properties and coverage needs.
Will my landlord insurance cover vacancy exposures too?
Unless you obtain a rider or endorsement to your landlord insurance policy (if available), it will not cover units that are vacant for a period of 30-60 days or greater.
Vacancy rates across Illinois properties have averaged between 5.6% to almost 8.0% over the last many years. While the percentages have been lower in Kane, Dupage and Cook County they have been areas like Mclean and Champaign County.
This is a very important exposure to carefully monitor as carriers will deny coverage if your unit meets the vacant property threshold outlined in your policy. For example, there may be a limit on coverage for vandalism or water damage from freezing pipes if your unit was vacant for 60 days when the loss occurred.
The solution is to obtain an endorsement of your existing landlord insurance policy or, in many cases, obtain a separate standalone vacant property policy. These policies are specifically designed to provide robust and flexible coverage in the event that your properties suffer from vacancy and the increased risk exposures that follow.
Will credits help to reduce the cost of landlord insurance?
When working with an independent insurance agent, it is important to keep an eye out for any potential premium credits that can bring down your overall insurance costs.
These credits are designed to financially support and incentivize responsible property management (i.e., top safety and maintenance programs!).
One common credit is a claims-free discount, which rewards landlords who have not filed any insurance claims during a specific period. By maintaining a clean claims record, landlords may qualify for reduced premiums on their insurance policies.
Another credit that can help lower costs is a multi-policy discount. Landlords who bundle multiple insurance policies, such as landlord insurance and personal auto or home insurance, with the same provider may qualify for discounted rates on all policies.
Additionally, some insurers offer discounts for implementing certain safety features in rental properties, such as 24-7 remoted monitored security and smoke alarm systems, exterior door deadbolts, exterior floodlighting and other protective measures.
Lastly, being an active member of professional organizations related to property management or real estate could make landlords eligible for special group discounts offered by insurers.
Why is it important to work with a specialist landlord insurance agency?
The insurance market is always evolving and recently insurance companies have made many changes to the availability of landlord insurance as well as the potential coverage components that are available. This can even differ by state so that the currently available investment property coverages are available in Arizona may vary by the carrier when you search for your policies.
Beyond the macro conditions which are important, the details of the coverage provided by different landlord insurance companies can vary significantly and each investor’s properties, operations, risk tolerance and more require careful analysis and planning. To provide one example of the interconnectivity and complexity involved, certain losses suffered by your rental property as a result of the negligent actions of tenants may not be covered by your standard landlord insurance policy.
Instead, you would need to make sure that your tenant obtains a tenant legal liability policy. Tenant legal liability insurance coverage protects your tenants from financial responsibility for damages or injuries that occur at your property. Typically, it covers costs related to bodily injury, property damage, and legal fees (settlements, attorneys, awards, etc.) resulting from incidents caused by the tenant’s negligence. The policy fills the gap left under the landlord insurance policy so that claims are made against the tenant legal liability policy — or as some people like to say it eliminates gothchas!
Can a landlord require renters insurance under Illinois law?
Yes. Illinois, however, does not require that tenants obtain renters insurance. Landlords may require reasonable renters insurance through agreements with tenants.
Before you create an agreement or requirement that your tenants obtain renters insurance, consult your lawyer and review important requirements on HUD’s local Illinois website.
My tenants have asked what is the cost of renters insurance in Illinois?
To obtain $40,000 of personal property protection along with $300,000 in personal liability protection for the tenant (and a small dedutible of $1,000)deductible, the average yearly premium for renters insurance in Illinois is $228.
Higher deductibles and limits as well as greater risk exposures, like several recent claims, may quickly increase this premium amount substantially.
Will Illinois require landlords insurance?
No. However, given that landlord insurance protects your properties from damage or destruction as well as your business from potentially costly legal liability, this coverage is essential to obtain. You may even find that your agreement with your property management company requires that you maintain landlord insurance as well as other potential coverages. Similarly, it’s likely that your lender will require robust insurance coverage to protect its interest in your property as financial recourse in the event you default on your loan or significant loss were to occur.
What are some of the key factors that landlord insurance companies will look at on my application?
While there are many important factors that landlord insurance companies in Illinois review on applications, here are five of them that you should not lose sight of:
1. Age of Property: In recent years, more landlord insurance companies have focused on the overall age of properties. If your investment property is more than 20 years old, then the carrier will be very focused on the questions below.
2. Year your roof was last replaced: Since many landlord insurance policies will provide replacement cost coverage for your structure (including your roof), they will put extra emphasis on the age or year it was last replaced. A newer roof indicates fewer exposures to losses like water or electrical-system damage.
3. Recent updates to plumbing, mechanical, and electrical systems: If your investment property was built more than twenty years ago, the insurance company will need to know when these systems were last updated or replaced. Newer systems exhibit a well-maintained property and present a lower likelihood of loss to numerous incidents that statistically occur within investment properties.
4. Claims history: Whether you are seeking investment property insurance or a personal liability policy, you will find that carriers are laser-focused on the rate and severity of prior claims filed — particularly those that occurred within the last 3-5 years.
5. Environmental impact: Severe weather and natural disasters are playing a larger and larger role when it comes to underwriting risk exposures. While Illinois doesn’t have hurricane risks that have impacted states like Florida and Texas, other environmental exposures remain. Illinois has wind (e.g. tornado), flood, and hail risk to conquer. Depending on your investment property location, these risks may be more prevalent and require either mitigation measures or separate insurance policies (e.g. a standalone flood insurance policy).
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We can help with some of Chicago’s 227,880,654 square feet of office space or a portion of the 3,211 units comprising two-unit buildings in Springfield!